How Financing Works
Pay Over Time
Select Affirm - Pay Over Time at checkout to start the simple application process.
Complete The Application
Enter a few pieces of personal information for a real-time decision.
Know What You'll Owe
Pick a flexible monthly payment plan with no hidden fees.
FAQ
Frequently
Asked
Questions
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help.
Financing is not currently available in Canada.
We know our Canadian friends love adventure and great financing offers as much as we yanks do (maybe more). As much as we would love to, we are unable at this time to offer financing outside of the US. Please subscribe to our mailing list and we will send an announcement if and when we’re able to offer our finance offer to our friends up north.
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