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How Financing Works

Pay Over Time

Select Affirm - Pay Over Time at checkout to start the simple application process.

Complete The Application

Enter a few pieces of personal information for a real-time decision.

Know What You'll Owe

Pick a flexible monthly payment plan with no hidden fees.

BUY WITH CONFIDENCE

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Transparent.

Affirm tells you up front the total amount you’ll pay. That number will never go up.

Flexible.

You choose the payment schedule that works for you.

Fair.

Affirm won’t charge you late fees or penalties of any kind, ever.

FAQ Frequently
Asked
Questions

Yes! There’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOSor Android. Affirm will send you email and text reminders before payments are due.

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help.

Cancel

Step 2 - Your Email

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