How Financing Works
Pay Over Time
Select Affirm - Pay Over Time at checkout to start the simple application process.
Complete The Application
Enter a few pieces of personal information for a real-time decision.
Know What You'll Owe
Pick a flexible monthly payment plan with no hidden fees.
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOSor Android. Affirm will send you email and text reminders before payments are due.
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help.